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You are here: Home / Uncategorized / Debt Collectors Can Now Pursue Americans On Social Media

Debt Collectors Can Now Pursue Americans On Social Media

Under rules approved by the Consumer Financial Protection Bureau debt collectors can now chase debtors through their social media accounts. This means that you can now be dunned via Twitter, Facebook, and Instagram.  In addition, debt collectors can contact you using e-mail and text messages.

Consumers do have some protections, however.  Without the debtor’s authorization the debt collector may not use social media to make contact.  Regardless, debt collectors can not post messages that can be seen by the public. Also, consumers may opt out of all electronic communications with debt collectors.

Consumers retain other protections as well.  If you are contacted by a debt collector always demand verification of the debt.  Request a free credit report at annualcreditreport.com to confirm that you in fact owe the debt.  Debts that are older than 7 years should not be listed on your credit report.  In Florida, most consumer debts (e.g. credit card balances) are barred by the statute of limitations after 4 years, and you are no longer liable to the creditor.  Do not make any payment on a debt barred by the statute of limitations, as you may have revived the expired debt, and again become liable.

The Law Offices Of Todd S. Frankenthal assists consumers throughout South Florida.  We have offices in Fort Lauderdale, Boca Raton, and West Palm Beach.

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Lawyer Todd Frankenthal | Featured Attorney Bankruptcy

The hiring of an attorney is an important decision that should not be based solely upon advertisements. Before you decide please ask us to send you free written information about our qualifications and experience.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Ft Lauderdale | Bankruptcy
Law Offices of Todd S Frankenthal
1 E Broward Blvd Suite 700
Ft Lauderdale, FL 33301
Boca Raton | Bankruptcy
Law Offices of Todd S Frankenthal
150 East Palmetto Park Road, Suite 800
Boca Raton, FL 33432
West Palm Beach | Bankruptcy
Law Offices of Todd S Frankenthal
1645 Palm Beach Lakes Blvd, Suite 1200
West Palm Beach, FL 33401

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